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THE CHANGES OF REGULATIONS AND DISBURMENT AMOUNTS OF SUBSIDIZED STAFFORD GOVERNMENT STUDENT LOANS: THE IMPACT ON HOMEOWNERSHIP RATES

by Forster, Cash Kencade

Creator
  • Forster, Cash Kencade
Date Created
2019-02-11T23:58:14.090079
Date Issued
2019-05
Place
Colorado Springs, Colorado
Language
  • English
Subject
Topic
Genre
  • thesis
Abstract

The problem that is reviewed within this thesis is the exponential rate of growth in student loans that affect certain age groups ability to borrow in the future. The changes in regulations and disbursement amounts of unsubsidized Stafford government student loans is affecting home ownership rates through the lack of ability to take out a mortgage within certain age groups. The method which is used is the reviewing of various papers on similar educational topics, data used from government and public information sites and testing correlations through regression. Using data from the past 27 years to analyze national homeownership rates and specific areas of undergraduate grants and loans, this research done primarily explores and questions the correlation between homeownership rates and student loans. This paper depicts the exponential increase in unsubsidized Stafford student loans is having a negative effect on certain borrowers, therefore proving that the borrowing methods and lenders of current student loans are ineffective and inefficient in providing beneficial growth in human capital.

Note

The author has given permission for this work to be deposited in the Digital Archive of Colorado College.

Colorado College Honor Code upheld.

Includes bibliographical references.

Administrative Notes

The author has given permission for this work to be deposited in the Digital Archive of Colorado College.

Colorado College Honor Code upheld.

Copyright
Copyright restrictions apply.
Publisher
Colorado College Tutt Library
PID
coccc:30894
Digital Origin
born digital
Extent
31 pages : illustrations
Thesis
Senior Thesis -- Colorado College
Thesis Advisor
Katrina Miller-Stevens
Department/Program
Economics and Business
Degree Name
Bachelor of Arts
Degree Type
bachelor
Degree Grantor
Colorado College Tutt Library
Date Issued
2019-05