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The Next Big Short: an Econometric Analysis of the Subprime Auto Lending Market

by Scobie, Ian James

Creator
  • Scobie, Ian James
Date Created
2017-03-15T21:03:23.134822
Date Issued
2017-05
Place
Colorado Springs, Colorado
Language
  • English
Subject
Topic
Genre
  • thesis
Abstract

With rising default rates on automobile loans, especially subprime, anxiety in the market is increasing. Eight-year auto loans are now common in the market and critics are claiming this is the next subprime bubble. This study hypothesizes that there will be a positive correlation between the delinquency rate of automobile loans and market wide factors such as, unemployment rate, gas prices, and the duration of loans. Panel data was collected from the Consumer Expenditure Survey as well and Experian in order to run econometric analysis. After analyzing the data from 2014 and 2015, the variables of interest were not statistically significant.

Note

The author has given permission for this work to be deposited in the Digital Archive of Colorado College.

Colorado College Honor Code upheld.

Includes bibliographical references.

Administrative Notes

The author has given permission for this work to be deposited in the Digital Archive of Colorado College.

Colorado College Honor Code upheld.

Copyright
Copyright restrictions apply.
Publisher
Colorado College Tutt Library
PID
coccc:27243
Digital Origin
born digital
Extent
32 pages : illustrations
Thesis
Senior Thesis -- Colorado College
Department/Program
Economics and Business
Degree Name
Bachelor of Arts
Degree Type
bachelor
Degree Grantor
Colorado College Tutt Library
Date Issued
2017-05